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If you’re thinking of buying a house and applying for a mortgage, you may have come across the term ‘fixed-rate mortgages’ (FRM). A fixed-rate mortgage is a mortgage loan where the interest on a mortgage remains the same for a set period of time. As a result, repayments remain the same, making it easier to…
If you’re thinking about buying a house, you’ve no doubt wondered whether you’ll be eligible for a mortgage. You’re also likely wondering how much you can borrow based on your current earnings and the types of mortgage you’re eligible for. Well, don’t worry. Our guide to mortgage eligibility tells you everything you need to know—from…
Most people in the UK have dreamed of buying their own home at some point. But with soaring house prices outstripping wage growth, it can sometimes seem impossible. Renting, as a result, has long been the achievable and affordable option for those who want to live in a specific area but are unable to buy…
The prospect of buying a house can sometimes seem impossible. Particularly if you’re young, earn an average income and live in a city like London, where house prices continue to skyrocket. In fact, average salaries are struggling to keep up with the UK’s rising house prices in general. A recent study from the Office of…
Owning a home is a keystone of wealth… both financial affluence and emotional security.