Tenants & Aspiring Owners

A product designed with you in mind

Dreaming of owning your own home, but not quite ready? With Adjoin you can rent a property, with an option to buy it during your tenancy. Better still, if you want to, you can take some of the appreciation!  

Adjoin Rent-To-Buy

Helping you go from Tenant to Owner.

Often, when looking to buy, compromises are made based on your current circumstances. What if you could move into the place you will be ready to buy next year, now?

With Adjoin Rent-To-Buy, you can move into the property you hope to buy before you own it.

You’re granted an initial tenancy of up to 24 months, with an Option Agreement allowing you to buy the property during your tenancy. 

No more closed bids, no gazumping; rent with purpose. Quality, invested Landlords. Time and flexibility to increase the deposit, or get that pay rise. You can even buy into the appreciation before you become the owner.

Adjoin Rent-To-Buy

Why should I choose Adjoin?

Move Immediately

Move into the property you hope to buy now, before you’ve bought it.


You have a wide time window to complete a purchase, allowing you to work to your time scales.

Plan Your Life

Seamless transition from tenant to owner allows you to plan long term. Settle into your routine now.

Right to Purchase

An Option Agreement gives you a legal right to buy the property, if you wish to.

Return on Rent

Share In The Upside grants you a share of any appreciation that occurs while you live there.

Time & Money Saving

Your time is valuable. One set of viewings for rent and purchase. One move, saving the cost of moving, too.

What are the Tenant Schemes?

What does the process look like?

Register Your Interest

Let us know what your needs;
location, rental budget, property type,
# of bedrooms and anything else.

Exclusive early access

You learn of any property matching your criteria up to 3 days before external marketing.
When you see something you like, book a viewing!

Making an Offer

Fill in our offer form, including your chosen scheme
We relay all offers to the owner.

Offer Accepted, What’s next?

Congrats! Pay the holding deposit. The property is taken off the market, and referencing starts.

Referencing passed

We produce two contracts. The Tenancy Agreement, governing the rental period, and the Option Agreement, setting out the terms of your Purchase Option.  

Tenancy Starts

Move in & make yourself at home!
The landlord remains responsible for maintenance as in a standard rental contract.

Preparation for Purchase 

Ask the landlord to confirm the current valuation.
Once the price is agreed, apply for a mortgage.
Instruct a solicitor to start the conveyancing process.

Mortgage Offered, Ready to buy

When your solicitor is ready, call the Option.
Sign the documents to exchange and pay the 10% non-refundable deposit. At this point, the sale is legally binding.


Congratulations, you just bought a home! Some good news… you don’t need to move anything, as you’re already inside!

Who is this for?

Everyone really. But specially designed for those:



What do the numbers say?


Example Assumptions:


Better still, there are no entry fees for an Adjoin tenancy. You simply pay the rental deposit and the first month’s rent, as with any tenancy.


When purchasing a property, you will pay conveyancing fees and disbursement, as with any other property purchase.


DisclaimersNo responsibility: The material and information contained in this page is for educational and general information purposes only. You should not rely upon the material or information on this page as a basis for making any financial or any other decisions. adjoin makes no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability, or availability with respect to this page or the information, products, services or related numbers, tables, figures, external links contained on this page for any purpose. Any reliance you place on such material is therefore strictly at your own risk. Investment: adjoin is not a registered investment, legal or tax advisor or a broker/dealer. All investment/financial opinions expressed by adjoin are intended purely as educational material. Although best efforts are made to ensure that all information is accurate and up to date, occasionally unintended errors and misprints may occur. Past Performance: Past performance does not guarantee future results. You should not rely on any past performance as a guarantee of future investment performance. Returns will fluctuate.



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