The modern way to rent out your property
We put landlords and tenants in the same team and create a win-win situation for both. Landlords enjoy higher rent, lower void periods and have a buyer in place. Tenants earn while they rent and have the option to buy the property in the future.
An alternative route to sale that protects your income in the process, offering seamless switch, more rent with less hassle and tenants with skin in the game.
The transition from a standard to an adjoin rental agreement is streamlined by our automated offer process. The contract is created by an expert legal team.
You receive 100% of the standard rent of the property, even if we fully manage it. You also maintain 100% of the property ownership throughout the contract.
With adjoin, your tenants earn only when the property price goes up. This makes them care about the property even more, reducing expenses for you, the landlord.
Achieve Your Long Term Goals Without Compromising on Short Term Gain.
We match your property with an aspiring owner that is looking to buy in the next 6 – 24 months.
Set Key Parameters
You set the Minimum Sales Price, Sales Period and Tenancy Length. This controls when the property can be purchased, when the occupant can buy and ensures you will get at least the price you have set.
Full Market Rent
The tenant pays an option fee, which covers the cost of the rental, leaving you with full market rent.
0% Sales Comission
The sales fee is rolled into the Option Fee the tenant pays, so we don’t charge you anything to sell the property when the tenant buys.
What We Do?
We match you and your property with an Aspiring Owner that is looking to buy in the near future.
We work to assess their affordability and ask questions about their current and future lifestyle to ensure a higher level of accuracy when matchmaking.
Reduced Costs
0% Sales Comission on sale if the tenant buys. Lettings Fee is covered by the Occupier’s Option Premium.
Management available for just 5%.
Quality Tenants
Occupiers with a vested interest that will treat your property like home.
Lowered chance of voids as the tenant becomes the owner.
Guaranteed Rent
Rent Guarantee available on all tenancies.
Complementary on tenancies above £2,000 pcm.
Bespoke To You
Customisable Sales Period to fit in with your plans.
Push the sale into the next tax year, let the sales market recover or your ERCs to expire.
What does the process look like?
Introduce us your property
The first step to any successful relationship is getting to know each other. Register your interest and we will contact you within 24 hours to book an appointment.
We vet your property
Using a combination of Human and Artificial Intelligence, we give you the expected rental and sales figures for your property. We also discuss the Service Options, establishing your needs.
Establish Key Facts
You ‘re in control. Set the key facts, including; Rental Price, Tenancy Length, Minimum Sales Price, and Sales Period
We source the tenant
The property details are sent to our waitlist of tenants and advertised on all major portals. We vet any new applicants for their ability to rent now, and their future purchasing ability. We conduct viewings.
Tenancy Agreed and Moved-In
When you accept an offer, we can take care of all onboarding; referencing, documents, helping prepare the property, and moving them in.
Relax, we have it covered
We have a proactive management approach. We periodically touch base with the tenant to catch any issues before they snowball. We also give tenants the tools needed to prepare for homeownership, effectively making them in-house property managers.
Preparation for Sale
The tenant requests an updated valuation. Confirm your expectation, whether it’s the Minimum Sales Price or higher. Once the price is agreed, the formal offer is received and the conveyancing process starts.
Sale Completes
When ready, the tenant can trigger their Option to buy.
They keep paying rent until they complete, meaning no voids, and better yet, 0% Sales commission.
What are the Tenant Schemes?
They get the option to buy.
They pay the market rent, plus an Option Premium for the exclusive right to buy the property.
Their Option Premium starts at 10%, which we collect to cover our costs.
| Tenant Scheme | Option To buy | Discount on purchase | Rental Premium | Discount on Purchase |
| Try Before You Buy | ✔️ | ❌ | 10% | ❌ |
| Share In The Upside 15 | ✔️ | ✔️ | 15% | 20% Of Appreciation |
| Share In The Upside 20 | ✔️ | ✔️ | 20% | 40% Of Appreciation |
Owner Services & Fees
We offer 2 products for owners.
| Adjoin Service | Source Tenant | adjoin Tenancy & Option Agreement | Property Management | Fees |
| Set us Up | ✔️ | ✔️ | ❌ | Option Premium |
| Fully Managed | ✔️ | ✔️ | ✔️ | Option Premium + 5% of rent |
Set Us Up
Best for owners that like to be involved.
We market the property, conduct viewings, manage offers, oversee referencing, produce the agreements, and oversee their signatures. We can help discharge any conditions of the offer, or works needed on the property pre-tenancy.
When all is in hand, we can help move them in, too.
Once they are moved in, you take over the management.
Fully Managed
For Owners that prefer a hands-off approach.
We market the property, conduct viewings, manage offers, oversee referencing, produce the agreements, and oversee their signatures. We can help discharge any conditions of the offer, or works needed on the property pre-tenancy.
We move them in, and remain point of contact for the tenant.
The property is fully managed, so you can relax.
Which Owners Does This Help?
Offsetting the Maket
Our solution finds you a potential future buyer and raises your income during the extended sales period.
Sell in improved market conditions, with full market rent paid until you do.
Developers
We create a new pipeline of potential buyers, who can move in as little as 1 week!
This product can be great for unsold units. We move in aspiring owners that fall in love with the amenities and lifestyle.
Maximising Returns
You want to maximise the low fixed rate you locked in, but plan to sell when it ends.
Adjon tenants aspire to buy. A quality tenant in the short term, with a potential buyer in place when the rate ends.
What do the numbers say?
Example:
| Minimum Sales Price: £500,000 | Current Valuation: £500,000 |
| Rental Amount (PCM): £2,000 | Tenancy Length: 2 Years |
| Assumed Management Fee: 12.5% | Assumed Sales Fee: 1.25% |
You’re considering if now is the right time to sell. Another tenancy? Try the sales market? High interest rates are slowing the sales market.
Yearly house price growth is still over 5%, but the number of buyers has shrunk as lenders become temporarily more stringent in their affordability testing.
You elect to try Adjoin. You offer the tenant the Try Before You Buy Scheme.
Assuming property prices rise by ~5% a year, the property will be worth over £550,000 by the end of their tenancy.
You have only paid 5% for property management, 1/3 of London’s average.
You’ve given the tenant the option to buy the property anytime between months 21 and 23.
Month 22, they ask for an updated valuation. £545,000.
With Adjoin, you have received over £5,500 more in rent. The market and affordability have recovered, you’re receiving £45,000 more for the sale.
We have charged you 0% Sales commission as the tenant bought. Saving you over £6,750.
Additional Revenue: £55,000
Sounds pretty good to us.
Disclaimers. No responsibility: The material and information contained in this page is for educational and general information purposes only. You should not rely upon the material or information on this page as a basis for making any financial or any other decisions. adjoin makes no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability, or availability with respect to this page or the information, products, services or related numbers, tables, figures, external links contained on this page for any purpose. Any reliance you place on such material is therefore strictly at your own risk. Investment: adjoin is not a registered investment, legal or tax advisor or a broker/dealer. All investment/financial opinions expressed by adjoin are intended purely as educational material. Although best efforts are made to ensure that all information is accurate and up to date, occasionally unintended errors and misprints may occur. Past Performance: Past performance does not guarantee future results. You should not rely on any past performance as a guarantee of future investment performance. Returns will fluctuate.
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