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There isn’t a yes or no response to this. It all relies on your personal and financial circumstances. If you are planning on purchasing a home, you may be curious about how house prices will likely develop and whether this is a good time. But no one can predict perfectly how housing prices or interest…
If you’re a first-time buyer struggling to get onto the property ladder, you’re not alone. According to the Office for National Statistics, average house prices in the UK have risen by 12.4% in the last year taking the average house price to £281,000 — an increase of £31,000 in the last 12 months. To add…
Whether you’re looking into buying a house or considering a remortgage, you may have come across the term ‘tracker mortgages’. A tracker mortgage is a mortgage loan, which tracks the Bank of England’s ‘base rate’ and adds a set percentage. If the base rate increases, your mortgage rate rises accordingly. Here, we’ll tell you everything…
If you’re looking into buying a house, you may be wondering what standard variable rate mortgages (SVRM) are. A standard variable rate mortgage is a type of mortgage loan that can change each month. It works by charging the standard variable rate, which is set by the lender. If you don’t remortgage your fixed, tracker…
Owning a home is a keystone of wealth… both financial affluence and emotional security.