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Zero-deposit mortgages are making a comeback; promised to help renters get on the property ladder. First-time homebuyers in 2023 will need to earn an additional £7,500 to afford the same house they could buy in 2020, according to Zoopla. But guess what? The Office for National Statistics reports that wages have only increased by £4,800…
There isn’t a yes or no response to this. It all relies on your personal and financial circumstances. If you are planning on purchasing a home, you may be curious about how house prices will likely develop and whether this is a good time. But no one can predict perfectly how housing prices or interest…
If you’re a first-time buyer struggling to get onto the property ladder, you’re not alone. According to the Office for National Statistics, average house prices in the UK have risen by 12.4% in the last year taking the average house price to £281,000 — an increase of £31,000 in the last 12 months. To add…
Whether you’re looking into buying a house or considering a remortgage, you may have come across the term ‘tracker mortgages’. A tracker mortgage is a mortgage loan, which tracks the Bank of England’s ‘base rate’ and adds a set percentage. If the base rate increases, your mortgage rate rises accordingly. Here, we’ll tell you everything…
Owning a home is a keystone of wealth… both financial affluence and emotional security.
