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If you’re looking into buying a house, you may be wondering what standard variable rate mortgages (SVRM) are. A standard variable rate mortgage is a type of mortgage loan that can change each month. It works by charging the standard variable rate, which is set by the lender. If you don’t remortgage your fixed, tracker…
If you’re thinking of buying a house and applying for a mortgage, you may have come across the term ‘fixed-rate mortgages’ (FRM). A fixed-rate mortgage is a mortgage loan where the interest on a mortgage remains the same for a set period of time. As a result, repayments remain the same, making it easier to…
The prospect of buying a house can sometimes seem impossible. Particularly if you’re young, earn an average income and live in a city like London, where house prices continue to skyrocket. In fact, average salaries are struggling to keep up with the UK’s rising house prices in general. A recent study from the Office of…
What are the most expensive and most affordable areas in England to buy and rent? In this post we explore this question based on asking prices in the UK’s most popular online real estate portals (Rightmove, Zoopla, and Openrent) in December 2021. To buy Most expensive to buy in England Areas Postcode Sector Price (£) Marylebone,…
Owning a home is a keystone of wealth… both financial affluence and emotional security.