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If you’re thinking of buying a house and applying for a mortgage, you may have come across the term ‘fixed-rate mortgages’ (FRM). A fixed-rate mortgage is a mortgage loan where the interest on a mortgage remains the same for a set period of time. As a result, repayments remain the same, making it easier to…
Prices, rates & competition are changing blazingly fast Not a well-kept secret, the housing market in the UK is going through turbulent times. It is now understood how the mass-exodus of London workers during the pandemic and the subsequent re-entering of renters after the lockdowns, are affecting housing prices and causing insane fluctuations. However, this…
The UK housing market is in a state of flux. In recent years, we’ve seen it being affected by a number of local and globall issues—from Brexit to Covid-19. Today, the ongoing war in Ukraine is also having an impact. Severe sanctions on Russia are causing a sharp rise in the price of everything from…
If you’re thinking about buying a house, you’ve no doubt wondered whether you’ll be eligible for a mortgage. You’re also likely wondering how much you can borrow based on your current earnings and the types of mortgage you’re eligible for. Well, don’t worry. Our guide to mortgage eligibility tells you everything you need to know—from…
Owning a home is a keystone of wealth… both financial affluence and emotional security.