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Whether you’re looking into buying a house or considering a remortgage, you may have come across the term ‘tracker mortgages’. A tracker mortgage is a mortgage loan, which tracks the Bank of England’s ‘base rate’ and adds a set percentage. If the base rate increases, your mortgage rate rises accordingly. Here, we’ll tell you everything…
If you’re looking into buying a house, you may be wondering what standard variable rate mortgages (SVRM) are. A standard variable rate mortgage is a type of mortgage loan that can change each month. It works by charging the standard variable rate, which is set by the lender. If you don’t remortgage your fixed, tracker…
You don’t need to be financial analyst or real estate expert to understand how frenetic housing prices have been in the past year. In London, the UK and around the world people are swiftly coming back to dense urban areas in order to catch up with the pre-covid social and professional life. Indeed, central London landlords have recently leased…
If you’re thinking of buying a house and applying for a mortgage, you may have come across the term ‘fixed-rate mortgages’ (FRM). A fixed-rate mortgage is a mortgage loan where the interest on a mortgage remains the same for a set period of time. As a result, repayments remain the same, making it easier to…
Owning a home is a keystone of wealth… both financial affluence and emotional security.